Mortgage

mortgage pre-approval process

The Mortgage Pre-Approval Process, Start to Finish

TravisReed

A mortgage pre-approval is where home buying becomes practical. Before you start making offers, a lender reviews your finances and ...

FHA loan requirements

FHA Loan Requirements: Full Eligibility Checklist

TravisReed

FHA loans appeal to buyers with limited savings or less-than-perfect credit, but “easier to qualify” does not mean automatic approval. ...

types of mortgage loans explained

Types of Mortgage Loans Explained: Which One Fits You?

TravisReed

Choosing a mortgage is not simply about finding the lowest advertised rate. The loan type affects your down payment, insurance ...

credit score needed to buy a house

What Credit Score Do You Need to Buy a House?

TravisReed

There is no single credit score needed to buy a house in the United States. The score that works depends ...

debt to income ratio for mortgage

Debt-to-Income Ratio for a Mortgage: What Lenders Want

TravisReed

Debt-to-income ratio is one of the numbers mortgage lenders use to answer a simple question: after your existing monthly debts ...

How to Figure Out the Mortgage You Can Afford

TravisReed

Owning a house comes at a cost, and even if you pay all the money, you still have other things ...